Welcome to 'AAA’ Mortgages,

Your Home and Commercial Finance Broker

"AAA' provide an excellent, uncomplicated financial service"


'AAA' Mortgages are experts in credit advice - we have worked with thousands of Home, Business and Commercial Property Owners since opening doors in 1988.


 'AAA' are experts in credit advice. 

We can advise on any debt and hold our own Australian Credit Licence; # 364 295.  

We have settled over $1.84 billion dollars in loans since our commencement in 1988 and amongst our successes, saw 2018 as our 30th year as a business. 


Our Managing Director John Macalyk has been a finance broker for over 35 years. He is a pioneer of the Mortgage Broking industry.


The 'AAA' team pride themselves on their knowledge and expertise.

We are driven to ensure you achieve the outcome you need. 'AAA' has excellent relationships with over 80 lenders including banks, investment funds and private lenders.

New purchase, refinance, rate comparison and loan assessment for your home or investment property.


No query too small or too big, let us provide you with all available options.

We specialise in bank and non bank loans for those looking for:

  • Competitive Rates

  • Cash out/ Equity Release

  • Company/ Self Employed and PAYG borrowers.

Commercial Mortgages

Best Product Guaranteed.

At 'AAA' Have One Contact person who represents your interests to over 80 Australian Commercial Mortgage Lenders.

Rates from 3.30%

LVR to 85%

Terms to 25 years.

Commercial Property
Key in the Lock

Private Loans

We Get You Across The Line.

Who Can Use Private Funds?

Any individual or registered company.

Need urgent funding?

Have an ATO debt?

Need to Refinance an existing caveat loan?

Be developing and need to complete a project?

Credit impaired?

Use the equity in your home and live in your home for as long as you wish, continuing to enjoy the benefits of your community, social network, and family memories.

You also benefit from any potential increase in the property value.

No Upfront Fees

No Valuation Cost

No Establishment Fee

Service & Experience

Get Results.


Save money by receiving the best financing terms available.


Our service caters towards getting our clients the best terms available on the market.


We have a 99% success rate. We reply to all queries via phone and/or email 7 days a week within 20 minutes.