1. Acceptance of these terms

By accessing or using this website (www.aaamortgages.com.au), you agree to these Terms and Conditions. If you do not agree, please do not use this website.

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2. About us

This website is operated by Territorial Lease and Mortgage Service Pty Ltd (ABN 75 633 787 998), trading as AAA Mortgages (ACL Representative 499 684, MFAA full member), Level 1, 50 York Street, Sydney NSW 2000.

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3. Use of this website

You may use this website for lawful purposes only. You must not use it in a way that damages, disables, or impairs the site, or interferes with anyone else's use of it. You must not attempt to gain unauthorised access to any part of the website or any system connected to it.

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4. General information, not personal advice

The content on this website is general information only. It has been prepared without taking into account your individual objectives, financial situation or needs. Before acting on anything you read here, you should consider whether it is appropriate to your circumstances, and where necessary, seek professional advice. Nothing on this website constitutes credit advice or a recommendation for a specific loan product until we have made reasonable enquiries into your situation, consistent with our obligations under the National Consumer Credit Protection Act 2009.

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5. Accuracy of information

We take reasonable care to keep the information on this website current and accurate, but we make no warranty or representation as to its accuracy, completeness or reliability. Interest rates, lending criteria, and product features change and should always be confirmed directly with us before you rely on them.

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6. Third-party links

This website may contain links to third-party websites. These links are provided for convenience only. We do not endorse and are not responsible for the content, accuracy, or practices of any linked website. Accessing a linked website is at your own risk.

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7. Intellectual property​

All content on this website, including text, graphics, logos and images, is owned by or licensed to AAA Mortgages and is protected by Australian copyright and trade mark law. You may view and print content for personal, non-commercial use only. You must not reproduce, distribute, or republish any content without our prior written consent.

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8. Availability of this website

We do not guarantee that this website will be available at all times or free from errors or interruptions. We may suspend, withdraw, or restrict access to all or part of this website at any time, without notice.

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9. Limitation of liability

To the extent permitted by law, AAA Mortgages, its directors, employees and agents accept no liability for any loss or damage, however caused (including by negligence), arising from your use of, or inability to use, this website, or from any reliance on its content. Nothing in these terms limits any liability that cannot be excluded under Australian law, including under the Australian Consumer Law.

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10. Indemnity

You agree to indemnify AAA Mortgages against any loss, damage, cost or expense arising from your misuse of this website or your breach of these terms.

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11. Privacy

Our collection and handling of personal information is governed by our Privacy Policy, which forms part of these terms.

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12. Governing law

These terms are governed by the laws of New South Wales, Australia, and you submit to the non-exclusive jurisdiction of its courts.

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13. Changes to these terms

We may update these terms from time to time. The version published on this website at the time of your visit applies. Continued use of the website after changes take effect means you accept the updated terms.

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14. Contact us

AAA Mortgages,

Level 1, 50 York Street,

Sydney NSW 2000.

Email: admin@aaamortgages.com.au.

Phone: 02 9299 1144.