Since 1988, AAA Mortgages has advised borrowers whose lending sits outside the standard mould. The developers we work with run projects in the $5M to $45M space: big enough that the funding is genuinely complex, structured enough that outsourcing it to a specialist beats building the capability in house. Our developer clients tend to stay across multiple projects, because an advisor who was there before the site was bought is worth more on the second deal.
Where developers usually find us
01.
BEWTEEN PROJECTS
You are between projects and want the funding strategy sorted before you commit to the next site
02.
GONE QUIET
Your current broker arranged the construction facility and has not been seen since
03.
MID-BUILD GAP
The project has outgrown your bank mid-stream and the clock is running
04.
EXIT MANAGEMENT
You are carrying completed stock, or settlements, and the exit needs managing as carefully as the build did
Structured for the whole project, from site to settlement.
We come in before the site is secured and stay through DA, construction funding, the full capital stack, residual stock and your buyers' settlements. Bank and non-bank, first mortgage, mezzanine and equity, advised as one continuous structure rather than a series of separate loans. The stage-by-stage detail, including how the capital stack works, sits on our construction and development finance page.
• Pre-acquisition
• Site acquisition
• DA and CDC
• Construction funding
• Residual stock
• Buyer finance
Recent work
Recent scenarios, anonymised but real: what the client came with, what made it complex, and how it was structured. This is what advisory-led lending looks like in practice.
SMSF · QLD
SMSF · QLD
Business owners purchasing their commercial premises through an SMSF. Lease expired, vendor deadline imminent. Previous lender unable to move in time.
Approved and settled on deadline
SMSF · QLD
SMSF · QLD
Business owners purchasing their commercial premises through an SMSF. Lease expired, vendor deadline imminent. Previous lender unable to move in time.
Approved and settled on deadline
SMSF · QLD
SMSF · QLD
Business owners purchasing their commercial premises through an SMSF. Lease expired, vendor deadline imminent. Previous lender unable to move in time.
Approved and settled on deadline