Since 1988, AAA Mortgages has advised borrowers whose lending sits outside the standard mould. The developers we work with run projects from $1M to $150M across residential, commercial, industrial and specialised assets, including childcare and boarding houses.
We structure the funding with you and stay in it, from acquisition and construction through residual stock, build to hold, and finance for the buyers at the other end. Our developer clients tend to stay across multiple projects, because an advisor who was there before the site was bought is worth more on the second deal.
Where developers usually find us
01.
BETWEEN PROJECTS
You are between projects and want the funding strategy sorted before you commit to the next site
02.
MID-BUILD GAP
The project has outgrown your bank mid-stream and the clock is running
03.
EXIT MANAGEMENT
You are carrying completed stock, or settlements, and the exit needs managing as carefully as the build did
Structured for the whole project, from site to settlement.
We come in before the site is secured and stay through DA, construction funding, the full capital stack, residual stock and your buyers' settlements. Bank and non-bank, first mortgage, mezzanine and equity, advised as one continuous structure rather than a series of separate loans. The stage-by-stage detail, including how the capital stack works, sits on our construction and development finance page. We also engage valuers and accountants to assist.
• Pre-acquisition
• Site acquisition
• DA and CDC
• Capital stack
• Residual stock
• Buyer finance