Complex lending has been AAA Mortgages' work since 1988, and nowhere is it more connected than with the clients on this page. They run companies and trusts, hold or want to hold commercial property, and often have a super fund in the picture too. Their lending questions rarely arrive one at a time, and the answer to one usually changes the answer to the next. That connectedness is exactly what standard broking misses, and exactly where advice earns its place.
The situations we see most
01.
OWNERSHIP STRUCTURE
You are buying the premises your business runs from, and deciding whether you, an entity or your super fund should own it. We will structure your funding to do more with what you want to achieve.
02.
NEW OPPORTUNITY
The business needs capital and the bank's answer no longer matches the opportunity
03.
NEVER REVIEWED
Your lending was set up entity by entity over the years, and nobody has looked at the whole structure since. We will structure the lending options and advocate for choice across lenders.
04.
BANK VS NON BANK VS PRIVATE CAPITAL
You are weighing what the bank will do against what a private lender can do, and want advice rather than a sales pitch
Advised as one picture,
arranged as it suits you
We start with the whole structure: the entities, the income, the property and the fund, alongside your accountant. Then we advise on where each piece of lending should sit and arrange it across banks, non-bank lenders and private credit.
Commercial SMSF lending
Holding commercial property in super, structured correctly from the start
Business funding
Capital secured against the business itself, for $5M to $50M+ transactions