Our Specialties
As finance brokers 'AAA' Mortgages have the experience, the contacts and the knowledge to help you achieve your Home Loan property goals.
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Competitive low rates (P&I or interest only)
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Less deposit - First home owners
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Construction/ Renovation loans
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Debt consolidation
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Self employed financing
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Refinancing for a competitive rate
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Complex investment loans
New Purchase or First Home Owners
Let us guide you and get your approval so you can purchase your first home with confidence. We work with you throughout the entire process.
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Parental guarantors or gifts
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Low deposit
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Self employed
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Determine how much you can borrow, get approved before you start searching for your first home.
Refinance - Competitive Rate, Equity Release or Debt Consolidation
You could be looking to see if there are better rate options out there, or you may be looking to release some equity in your home to improve the property or consolidate debt.
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We have a range of options for existing home owners. In a climate where servicing your loan is a top priority, we are able to navigate better options for you.
Why Should You Refinance?
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Secure a lower interest rate
One of the best reasons to refinance is to get a better rate on your loan. By refinancing, you can relieve yourself of the heavy burden of finance stress by getting lower monthly repayments on your mortgage.
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Shorten the loan term
In cases where interest rates fall, you may have the opportunity to refinance your loan for a similar one with a much shorter term.
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Equity release or consolidate debt
If you're in a tricky financial situation and need to cover major expenses, or consolidate debt, refinancing could be a suitable option for you - make sure you talk to one of our experts to see if this could be right for you.
Self employed - Small business owners
You are running your own business, we applaud you! Now we explain how to achieve another important goal – buying or refinancing a home when you’re self-employed.
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Running your own business shouldn’t get in the way of plans to buy a home.
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Often, there are more hoops to jump through, often because lenders may regard self-employment as higher risk.
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That doesn’t mean you should give up on the goal of home ownership or a more competitive rate– far from it!
What our clients say
Brett Garner,
Multiple Securities Refinanced
So glad I came across AAA. If you're thinking of giving them your business, do so. They simply love finding the best deal and will go out of their way to help their clients. Couldn't be happier with the service.
David Scotman,
Small Business owner
AAA Mortgages were able to find a solution for us where others had failed. Thank you to the team for helping us. I highly recommend their services.
Millie Simes,
First Home Buyer
The team at 'AAA' Mortgages go above and beyond to provide the best services to their customers. As first time home buyers, my partner and I knew nothing about the process. I highly recommend them to anyone even thinking about buying a house
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Melissa Ashcroft
General Manager
Melissa Ashcroft holds a Bachelor of Arts/Law from Macquarie University and over 10 years of experience as a General Manager, including running two of Australia’s most successful fashion houses.
Melissa commenced with 'AAA' in 2002 as an Office Manager then returned to ‘AAA’ as General Manager in 2016. She is committed to excellent customer service and continuing the momentum of the ‘AAA’ legacy. She was a state finalist in the MFAA Awards for Commercial broking in 2020 and 2021 amongst many other accolades
Get in Touch with our Residential Loan Specialists
Expert Advice, Obligation Free. Quick Response*
When it comes to finding the best home loan, the possibilities can seem endless, it can be a very overwhelming process.
Contact using the form below for information about different types of home loans and we will be happy to explain them and help you find one that suits your needs and preferences