Empowering SMEs Through Finance
What we can do for you.
‘AAA’ is a big supporter of small businesses in Australia, and we are here to help you reach all of your financial goals. We know that SMEs are a key factor in driving the Australian economy, but many are struggling in the current climate.
1. Your Personal Finance
As a self employed business owner you may be find it difficult to get a home loan, which is something we can help you with. Additionally, we specialise in flexible home and investment home loan solutions for self employed and PAYG customers who fall outside mainstream lending criteria.
We take a personal approach to credit assessment - Your unique circumstances will be taken into account and your loan application will be carefully considered by a specialist.
That means that if you are having difficulty sourcing finance for a new purchase or debt consolidation, we may be able to help. Even if you have had some financial hiccups in the past.
2. Your Business Finance
We understand that every business is different, and the needs and concerns of business owners can greatly vary depending on your business model and financial goals. We take a tailored approach to your business finance by getting as informed as possible about your business practices, and what matters to you.
Over the past 30 years we've helped finance small business in a variety of industries; hospitality, HR, food and wine, medical practices, lawyers, dentists and many more. You can call us for an obligation free chat, or book in for a free 1 hour consultation with us to see what we can do for you.
3. What about low doc loans?
As a self-employed person you may have heard of “low doc loans”, where lenders look at a different set of financial measures to assess your application. The fact is, low doc loans are becoming less common due to responsible lending requirements, which call for your lender to be sure you can comfortably handle your loan repayments.
That said, the low doc route can be helpful for a business that’s fairly new and doesn’t have two years of financials to show.
The downside of low doc loans is that not all lenders offer them, and they can come with a much higher interest rate. You may also be asked to stump up a larger deposit than with a traditional home loan.
Let the 'AAA' team of specialists work with you to get you the results you need.