Small Business Owners - Self Employed?
We are here for you
‘AAA’ Financial Group - Empowering SMEs
‘AAA’ is a big supporter of small businesses in Australia, and we are here to help you reach all of your financial goals. We know that SMEs are a key factor in driving the Australian economy.
We are able to do home loans for self-employed individuals - we can handle whatever tricky situation you’ve got for us.
Let us help you make 2020 your best financial year yet- Yes lets think ahead and get sorted for the financial year ahead!
If you are self-employed and running your own business,
'AAA' have over 30 years of experience lending to self-employed borrowers, We specialise in flexible home and investment home loan solutions for self employed and PAYG customers who fall outside mainstream lending criteria.
We take a personal approach to credit assessment - Your unique circumstances will be taken into account and your loan application will be carefully considered by a specialist.
That means that if you are having difficulty sourcing finance for a new purchase or debt consolidation, we may be able to help. Even if you have had some financial hiccups in the past.
What about low doc loans?
As a self-employed person you may have heard of “low doc loans”, where lenders look at a different set of financial measures to assess your application.
The fact is, low doc loans are becoming less common due to responsible lending requirements, which call for your lender to be sure you can comfortably handle your loan repayments.
That said, the low doc route can be helpful for a business that’s fairly new and doesn’t have two years of financials to show.
The downside of low doc loans is that not all lenders offer them, and they can come with a much higher interest rate. You may also be asked to stump up a larger deposit than with a traditional home loan.
Let the 'AAA' team of specialists work with you to get you the results you need.
Call us for a friendly, obligation free chat during business hours on 02 9299 1144