‘AAA’ Mortgages can help if you are looking at new purchases, refinance, additional working capital or farm improvements.
Our lenders supply finance for a wide range of rural purposes, including all loans where the primary security is rural property. When considering a loan we look at both the LVR and the serviceability of the applicant. As a general rule the lower the LVR, the lower the risk, the cheaper the interest rate.
Suitable securities for rural lending include:
- Cattle Grazing
- Sheep Grazing
- Cropping, and
- Any farming enterprise usually found in an 1(a) zoning.
In addition loans on vacant farmland are considered, but usually at a reduced LVR.
For the specific risk margin on your loan product don’t hesitate to contact us for a quote. Or click on the Get The Ball Rolling Link and arrange a time that is convenient for you.