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Our Specialties

As finance brokers 'AAA' Mortgages have the experience, the contacts and the knowledge to help you achieve your residential property goals.

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  • Competitive Low Rates (P&I or Interest Only)

  • Less Deposit - First Home Owners

  • Construction/ Renovation Loans

  • Debt Consolidation

  • Self Employed Financing

  • Refinancing for a more competitive rate

  • Complex Investment Loans

Residential Loan Query
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Refinance - Better Rate or Equity Release

You could be looking to see if there are better rate options out there, or you may be looking to release some equity in your home to improve the property or consolidate debt.

We have a range of options for existing home owners. In a climate where servicing your loan is a top priority, we are able to navigate better options for you.

Why Should You Refinance?



One of the best reasons to refinance is to get a better rate on your loan. By refinancing, you can relieve yourself of the heavy burden of finance stress by getting lower monthly repayments on your mortgage. 



In cases where interest rates fall, you may have the opportunity to refinance your loan for a similar one with a much shorter term.



If you're in a tricky financial situation and need to cover major expenses, or consolidate debt, refinancing could be a suitable option for you - make sure you talk to one of our experts to see if this could be right for you.

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Oliver Lum

Download Ollie's contact details by clicking the mail icon, or  add him on LinkedIn. 

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Residential Loan Specialist

Get in Touch with our Residential Loan Specialist

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When it comes to finding the best home loan, the possibilities can seem endless, it can be a very overwhelming process. 


Contact our experts for information about different types of home loans and we will be happy to explain them and help you find one that suits your needs and preferences 


With over 30 years experience and a dedicated team of home loan experts, we are certain our service is second to none.

Australian Broking Awards 2020 Rising Star Finalist
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New Purchase or First Home Owners

First Home Buyers –  rates from 2.49% p.a.

Let us guide you here and get you your approval so you can purchase your first home with confidence.

We work with you throughout the entire process.

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Determine How much you can borrow, get an approval in principal before you start searching for your first home.


Brett Rosen, Professional

So glad I came across AAA. If you're thinking of giving them your business, do so.  They simply love finding the best deal and will go out of their way to help their clients. Couldn't be happier with the service

David Scotman, Small Business owner.

AAA Mortgages were able to find a solution for us where others had failed. Thank you to the team for helping us. I highly recommend their services.

Millie Simes, First Home Buyer

The team at 'AAA' Mortgages go above and beyond to provide the best services to their customers.  As first time home buyers, my partner and I knew nothing about the process . I highly recommend them to anyone even thinking about buying a house

Self Employed - Small Business Owners

You are running your own business, we applaud you!  Now we explain how to achieve another important goal – buying or refinancing a home when you’re self-employed.

Running your own business shouldn’t get in the way of plans to buy a home. 

Often, there are more hoops to jump through, often because lenders may regard self-employment as higher risk.

That doesn’t mean you should give up on the goal of home ownership or a more competitive rate– far from it!

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