Commercial Finance

We Guarantee to Better Your Current product…

How do we do this? 

For over 30 years we have specialised in commercial property lending – including construction, and we understand while the best rate is important, it is not about the Interest Rate all the time in commercial finance. Terms and Fees make up important features of the best product for your commercial needs.

Relationships with the lender and a loan strategy that can mitigate problem areas are all important in packaging a commercial loan with the minimum of fuss.

We have recently launched our own Commercial Finance Fund. 

LOAN AMOUNT: Up To $ 5 million.


NO ANNUAL FEES.  ‘Set and Forget’

Phone: 02 92991144.

Click Here to Email  All emails are replied to within 20 minutes by a member of our head office team. (Monday – Friday)

BEST COMMERCIAL PRODUCTS – As at December 1st, 2017.


LEASE DOC – This product is perfect for commercial property investors…Loan is serviced on rental income only.. (No Buffer)

FREE VALUATION (Normally from $1500- $3500) Offers Ends December 31st 2017, we can offer free valuations on all loans under $1 million.

LOW RATE: Full Documentation – 2 x years business financials – Rates  from 4.35% p.a. (Interest Only or Principal & Interest.

LO DOC – Low Documentation Loan. One Business Activity Statement. Rates from 5.5% p.a.

LOAN TO VALUE RATIO (LVR) We can lend to 85% of the loan amount.


Are You A Commercial Owner Occupier or Investor? We Cater For Both. See below list of security types.

  • Industrial Factories/ Commercial entities
  • Factories/ Manufacturers/ Car Repairers
  • Childcare Facilities
  • Aged Care Facilities
  • Hotels/ Motels/ Pubs
  • Service Stations
  • Vineyards/ Food Manufacturing.
  • Restaurants/ Bars/ Cafes / Fruit & Veg shops.
  • Other Specialised Securities.

Looking to purchase a business or need a cash injection into your own?  Please click here for our Business Loans Page.




Contact Us For An Obligation Free Quote Today. We Guarantee To Beat Your Current Product or Quote!

Client Feedback:

John and the AAA team did a terrific job for my commercial refinance. The whole process was surprisingly easy and I am now paying a great rate  (Michael Davies Architect/ Business Owner, SYDNEY CBD 2000.” (June 2017))


“The ‘AAA’ team did an excellent job with my loan. As a small business owner, I have been able to trust the quality of service and outcomes every time I make contact with John Macalyk and his team.”- (Charlie Deghaim Impressive Wardrobes. (September 2017)).


“I am very happy with the result from the ‘AAA’ Team. Their support and guidance was fantastic from start to settlement.” Lease Doc Customer (November 2017)