How we can offer you a Free Service….

AAA’ has been Opening Doors for Home & Business Owners Since 1988.

We know what we are doing and we know how to set you up with the best financial product for your needs.

In return, we have an agreement with over 80 lenders throughout Australia, where they pay us… You do not pay a higher rate for this service, instead, the lender usurps it as part of their costing.

We do the shopping for – we will do our due diligence with all our lenders and provide you with a quote. Try us on for size. Obtain an obligation free quote- and go back to your current lender and see if they can beat it… When they are unable to we work with you to ensure a smooth transition to a new funder whose product is more aligned with your financial needs.

Contact Us Now. (click here) for an obligation free quote.



AAA Seniors Equity Finance


At a recent luncheon with the NSW Premier Mike Baird, he was asked what policy does he loses sleep over at night. His answer was Aged Care and Retirement funding. The estimated cost to fund retirement would be in excess $40 billion per annum.
If this is a concern for our leaders, then it should be a concern for anyone over 60 years old and/or their children.

What is Seniors Equity Finance?

Following the Governments Negative Equity Pledge, seniors equity finance can be divided into two parts the first is when a senior wants to move to a retirement village or aged care facility and needs up to $850,000 for a refundable deposit to do so. The easy fix is to sell your home, but now with the Governments  pledge, it may be better for you to borrow the funds against their asset, get the care you want, but keep the family home.
The second part, is available to those of you who are still comfortable living at home but are asset rich and cash poor, you just need funds to continue your desired lifestyle including renovations, purchase of new motor vehicles, travel or to consolidate debts.

How can AAA Seniors Equity Finance assist you?

We have a number of lenders in this particular field. Rates start at 5.99% for larger loans where applicants need a large deposit to get into retirement or nursing facilities. Loans from $20,000, it is 6.5% interest and these funds can be used for travel, motor vehicles, consolidations etc.
There are no upfront fees and no valuation for properties up to $2 million. Monthly interest isnot payable it is capitalised.

John Macalyk is a SEQUAL approved advisor and a licenced credit advisor.
Contact him for questions or information today:
02 9299 1144 or email

For a confidential chat, call Ian Taylor 0418 201 037