About Us

About Us – The ‘AAA’ Management Team

John Macalyk – Managing Director.

Founder and Managing Director John Macalyk is Member #5 of the Mortgage & Finance Association of Australia (MFAA), and an associate member of the Australian Institute of Management.

John was the 12th person in Australia to obtain a credit licence from ASIC (Credit Licence number 364 295).

John is a member of UDIA (Urban Development Institute of Australia) and is a pioneer of the Commercial Mortgage industry in Australia. He has mentored and educated hundreds of brokers over the span of his career.

John also arranges Senior Equity Finance (Asset Rich/Cash Poor) as a way of giving back to the Industry.

John has a thorough knowledge of Private Commercial Property Finance, establishing strong relationships with over 80 private funders and provides unparalleled knowledge and experience to all ‘AAA’ clientele


 Melissa Ashcroft- General Manager

Our General Manager Melissa Ashcroft holds a Bachelor of Arts and Bachelor of Law from Macquarie University and has over 10 years General Management experience in small to medium-sized businesses.

Melissa commenced with ‘AAA’ in 2002 in her then role as Office Manager, before taking up a position at the Australian Federation Against Copyright Theft (AFACT) liaising with global film companies and political and social campaigning against film piracy for the Australian film industry.

Melissa then spent the next ten years in a General Manager capacity at two of Australia’s most successful fashion houses. She held the role of General Manager at Leona Edmiston for over 5 years and prior to that as General Manager at Josh Goot.

Melissa returned to ‘AAA’ in General Management capacity in 2016 and is committed to excellent customer service and continuing the momentum of the ‘AAA’ legacy.


David Hulston- Commercial Fund Manager

David was one of the founders of Wizard Home Loans in the 1990’s which went on to become one of Australia’s largest non-bank lenders before being sold to General Electric.

David was a Director of AFIG Wholesale Finance Limited, a public company which was part of the Wizard Group and co-owned by ABN Amro, Deutsche Asset Management and the Packer family through Consolidated Press Holdings. David established this business and successfully set up a white-label residential funding program for over 200 mortgage brokers throughout Australia

David looks after our Commercial Mortgage Origination Program and will oversee the relationship with Better Choice.


Ollie Lum – Home Loan Specialist.

Ollie Lum joined ‘AAA’ in 2017 and in the short time he has held the role of our Home Loan Specialist, has worked with hundred of new and existing AAA clients.

Prior to joining AAA, Ollie was part of the management team at Volkswagon for 13 years.

Ollie is a team player who strives for 100% customer satisfaction each times and our 5 star google reviews speak for themselves!

We are pleased to announce that ‘AAA’ has been nominated as a finalist for Excellence in Small Business in the City of Sydney 2018.

Finalist in 2018 Business Excellence Awards