We Guarantee to Better Your Current product…
How do we do this?
For over 30 years we have specialised in commercial property lending – including construction, and we understand while the best rate is important, it is not about the Interest Rate all the time in commercial finance. Terms and Fees make up important features of the best product for your commercial needs.
Relationships with the lender and a loan strategy that can mitigate problem areas are all important in packaging a commercial loan with the minimum of fuss.
We are excited to announce have recently launched our own Commercial Finance Fund.
LOAN AMOUNT: Up To $ 5 million.
LOAN TO VALUE RATIO: Up To 80%
NO ANNUAL FEES. ‘Set and Forget’
Click Here for Our Commercial Finance Team. All emails are replied to within 2 hours by a member of our head office team.
Phone: 02 92991144
COMMERCIAL PRODUCTS- As at November 14th, 2017.
From now until End of 2017, we can offer free valuations on all loans under $1 million.
We also have relationships with a range of lenders who can assist with your commercial finance needs.
Commercial Loans Up to $5 million:
Borrow up to 80% of the property value.
DOCUMENTATION: Low Documentation – One Business Activity Statement (BAS)- Rates from 5.5%pa.
Full Documentation – 2 x years business financials – Rates from 4.05% p.a. (Interest Only or Principal & Interest.
- Industrial Factories/ Commercial entities
- Factories/ Manufacturers/ Car Repairers
- Childcare Facilities
- Aged Care Facilities
- Hotels/ Motels/ Pubs
- Service Stations
- Restaurants/ Bars/ Cafes / Fruit & Veg shops.
- Other Specialised Securities.
Commercial Loans From $5 million up to $100 million;
- We can lend to 85% of the loan amount, using the 90 Day Bank bill rate over bills. For non-recourse (non-personal guarantee required) loans of this size, our lenders predominantly prefer income producing properties.
- Plus ‘AAA’ have mandated by an overseas bank, who will only look at construction loans, residential or commercial where the gross realisation is greater than 80 million dollars.
Looking to purchase a business or need a cash injection into your own? Please click here for our Business Loans Page.
“John and the AAA team did a terrific job for my commercial refinance. The whole process was surprisingly easy and I am now paying a great rate (Michael Davies Architect/ Business Owner, SYDNEY CBD 2000.” (June 2017))
“The AAA team did an excellent job with my loan. As a small business owner, I have been able to trust the quality of service and outcomes every time I make contact with John Macalyk and his team.”- (Charlie Deghaim Impressive Wardrobes. (September 2017)).
“Im very happy with the result from the ‘AAA’ Team. Their support and guidance was fantastic from start to settlement.” Lease Doc Customer (November 2017)