About Us


‘AAA’ has a wealth of experience in the finance industry. We offer excellent customer service ensuring our clients are fully satisfied with the options we provide. We do not take a commission from our clients, the chosen lender pays us.

We pride ourselves on our ‘fuss free’ approach, making what can be a stressful process run as smoothly as possible.

We have excellent relationships with a variety of lenders. Banks, Investment Funds and private lenders. These relationships ensure the whole process has a much quicker turnaround.

Details for our Management Team are on this page. We welcome your call your email during work hours, and are more than happy to schedule a time at your convenience, simply click on “Get the Ball Rolling” link below and we will confirm your appointment within 2 hours.


Founder and Managing Director John Macalyk is Member #5 of the Mortgage Finance Association of Australia (MFAA), and an associate member of the Australian Institute of Management. He was the 12th person in Australia to obtain a credit licence from ASIC. (Credit Licence number 364 295).

John is a pioneer of the Commercial Mortgage industry. He has also mentored and educated hundreds of brokers over the span of his career.

John provides unparalleled knowledge experience to all ‘AAA’ clientele and believes in continuing education for himself and his team.


Ollie Lum – Residential Loan Specialist.

Ollie’s relationship with ‘AAA’ began in 2007 when he took out his first investment loan at the age of 23. Since then Ollie has been helping customers choose the right products for their needs. He is vigilant in product research and believes no one scenario is the same. He has a Bachelor of Housing and has an unusual obsession with the Australian property market – whether you are a first home purchaser, refinancing or growing your property portfolio, Ollie prides himself on finding the right fit and looking after his clients long term.

02 9299 1144   – 0422 164 377



Our General Manager, Melissa Ashcroft (BA/Llb)  has over 10 years business management experience.

Starting her journey with AAA in 2002, as Office Manager, where she learnt the fundamentals of business management and growth. She  spent the next ten years as General Manager at Australia’s most successful fashion companies. Melissa returned to AAA in General Management capacity in 2016 and is committed to excellent customer service and continuing the momentum of the AAA legacy.

02 9299 1144 0400 468 600


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