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Family and agent

Take Charge Of Your Finances with AAA Mortgages

Opening Doors Since 1988

Since 1988 we have assisted thousands of Australians with their residential and commercial loans.

Getting your perfect home loan

Commercial property finance made easy

Investing your SMSF in property

Refinancing your existing loan

John Macalyk MFAA Life Membership

Experience is everything

Efficient and uncomplicated financial service

'AAA' Mortgages are experts in credit advice. We have worked with thousands of home, business and commercial property owners since opening doors in 1988.

In our 34 years of business, with 2023 being our 35th,  we have settled over $3.82 billion in loans .

 

We are driven to ensure you achieve the outcome you need. 'AAA' Mortgages has excellent relationships with over 80 lenders including banks, investment funds and private lenders. 

AAA Founder and Managing Director John Macalyk, also a founding member of the Mortgage & Finance Association of Australia (MFAA), was recently honoured as a Life Member at the National Excellence Awards.

Over 30 years of experience
Unrivalled knowledge

MFAA Finalist 2020
AMA20 Finalist Medal_Broker of the Year
First Home Buyer
Better Business Awards 2021
Better Business Awards
First Home Buyer Award
MFAA_2021_State-Finalist
National Commercial Broker of the Year
ABA 2022 Finalist Commercial Mortgage Broker
BBA2022_
MPA TOP COMMERCIAL BROKER 4th 2022
MFAA State Finallist
MFAA National Finallist
SFG Finalist - Technology Award

Home Loans

It's a personal choice

As finance brokers 'AAA' Mortgages have the experience, the contacts and the knowledge to help you achieve your residential property goals.

• Competitive Low Rates (P&I or Interest Only)

• Less Deposit - First Home Owners

• Construction/ Renovation Loans

• Debt Consolidation

• Self Employed Financing

• Refinancing for a more competitive rate

• Complex Investment Loans

Commercial Loans

Best Product Guaranteed

At 'AAA' Mortgages you'll have one contact person who represents your interests to over 80 Australian Commercial Mortgage Lenders.

Some options include:

• Rates from 1.70% over BBSW

• LVR to 75%

Terms up to 25 years.

A series of grey columns supporting a large undercroft structure

Private Loans & Non-Bank Funding

A Bank Is Not Always The Solution.

Who Can Use Private Funds?

Any individual or registered company.

Contact us to look into a private loan if you:

• Need urgent funding

• Have an ATO debt

• Need to Refinance an existing caveat loan

• Be developing and need to complete a project

• Are credit impaired

Equity Release - Reverse Mortgages

Explore Your Options

Use the equity in your home and live in your home for as long as you wish, continuing to enjoy the benefits of your community, social network, and family memories.

You also benefit from any potential increase in the property value.

No Establishment Fee

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Five Star Service

Hear From Our Clients

Darren Tye

I have used AAA for several re-finances and am always impressed by how responsive and professional they are. They are great at 'making things happen' and other players in the industry seem like amateurs in comparison.

MK

Excellent communication and advice. With Melissa and her team's attention to detail and industry knowledge we were able to achieve the desired outcome smoothly and stress free. 

Sandi Duffy

John and the team were great to deal with. The customer service and regular updates were fantastic! I would highly recommend AAA Mortgages to my friends and family.

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